Neobanks Setting New Standards for Digital Asset Accessibility

The digital-asset neobanking space has evolved significantly over the years. Gone are the days when neobanks offered only basic crypto access. Today, firms combine bank-account-style services such as checking, direct deposit, debit, savings, and banking partnerships or charters with native crypto products built into the primary financial app.

The BeInCrypto Institutional 100 has identified eight neobanks that are setting standards for digital asset accessibility. These firms have made it to the long list through a rigorous evaluation process that assesses seven criteria, including user base, product depth, regulatory licensure, and innovation.

Among the top contenders is Bunq, which offers over 300 cryptocurrencies inside a licensed-bank environment. Cash App, on the other hand, has launched a Proof of Reserves dashboard covering over 8,883 BTC. KAST, a Singapore-based neobank, has expanded its security stack to include Sardine and Elliptic.