US SEC Classifies XRP as Digital Commodity, Paving Way for Mainstream Adoption

The US Securities and Exchange Commission (SEC) has made a significant move in the world of cryptocurrencies by classifying XRP as a digital commodity. This decision, which came into effect on March 17, 2026, marks a major shift in the regulatory landscape for XRP and its investors.

As a result of this classification, XRP will now be subject to oversight by the Commodity Futures Trading Commission (CFTC), rather than the SEC. This change is expected to bring greater clarity and stability to the market, making it more attractive to institutional investors.

The price of XRP has taken a hit in recent weeks, correcting 40% from its January highs. However, analysts believe that this decision will ultimately have a positive impact on the price of XRP, potentially pushing it towards $1.65-$1.96 if Bitcoin prices rise above $75,000.