<b>Big Banks Abandon Legacy Infrastructure for Blockchain-Based Systems</b>

Major financial institutions are making a significant shift from legacy infrastructure to blockchain-based systems, marking a turning point in the adoption of decentralized technology by traditional finance. This transition is being led by top-tier banks such as Barclays, JPMorgan, and Goldman Sachs, which are building fundamental settlement systems on blockchain rails.

The growth of stablecoin volumes has surpassed $1 trillion per month, putting pressure on banks to adopt new infrastructure. Banks like Citi are targeting continuous settlement and liquidity management, while others like Chainlink are handling interoperability between different blockchain systems. The technology layer is maturing quickly, and banks are no longer waiting for it to be perfect before committing.

Regulatory uncertainty has largely been removed as a barrier to adoption, with the passage of the GENIUS Act in 2025 providing a legal avenue for banks to issue regulated stablecoins. Overseas, similar regulatory frameworks are being rolled out across Europe and other regions.