MoonPay Unveils AI-Powered Platform for Autonomous Systems

MoonPay, a leader in global crypto payments and stablecoin infrastructure, has made a significant breakthrough in the field of autonomous AI systems. The company's launch of MoonPay Agents enables these systems to access capital through non-custodial wallets and programmable infrastructure.

This development is part of the growing trend of institutional adoption of stablecoins for settlement. According to research by Fireblocks, nearly half of institutions use stablecoins for payments, and over 80% report infrastructure readiness. The expansion of agent tokens is also rapid, with 21,000 minted in November 2024 alone.

The launch of MoonPay Agents has already shown promising results, with a significant spike in agent transactions on Base, a 10,000% increase according to Coinbase's Payments MCP. This move is expected to further accelerate machine-driven settlement and rewrite settlement math, making it faster and more cost-effective than traditional methods.

However, despite the momentum, friction remains real, particularly around regulatory risks. Banks are resisting yield-bearing stablecoins due to deposit migration concerns, while regulators are intensifying scrutiny around reserve backing and compliance.