SoFi Launches Enterprise Banking Platform Combining Traditional Finance and Crypto

SoFi Technologies has introduced a new business banking platform that integrates traditional finance with crypto infrastructure. The system enables companies to manage both fiat and digital assets in one regulated platform, leveraging the company's bank-issued stablecoin, SoFiUSD, for instant settlement.

The launch of SoFi Big Business Banking marks the company's expansion into enterprise banking, a move that positions it between fintech firms and traditional banks. The system combines deposit accounts, treasury management tools, API-driven payments and transfers, crypto and fiat transaction capabilities, tokenized deposits, and real-time settlement across global markets.

Unlike many crypto-native platforms, SoFi operates as a fully regulated bank through its national charter, FDIC insurance, and Federal Reserve membership. The company's balance sheet exceeds $50 billion in assets, supporting the system's trust, compliance, and speed.