MoonPay Introduces Regulated Fiat-to-Stablecoin Virtual Accounts

MoonPay has introduced a new service that integrates traditional banking rails with blockchain infrastructure, enabling businesses to convert incoming funds into stablecoins and settle them directly to non-custodial wallets.

The service, which is supported by Iron's technology, leverages MoonPay's licensed and regulated framework to provide a seamless onboarding experience for users and streamlined cash-management workflows for enterprises. This move marks a significant development in the trend towards stabilized fiat rails interwoven with on-chain settlement, which has been gaining momentum in recent months.

Industry participants note that this approach can shorten settlement times and reduce friction associated with moving money between fiat and crypto. For businesses running payrolls, supplier payments, or cross-border settlements, the ability to fund on demand and settle in stablecoins or local currencies via a single API can simplify treasury operations and improve liquidity management.