The growth of AI-based microbusinesses is expected to drive significant adoption of stablecoins in the next decade. According to analysts from Swyftx, an Australian crypto exchange, payments in this sector will reach $2.1 trillion by 2033, with $262 billion accounted for by stablecoin transactions.
This growth will be driven by solo entrepreneurs and small companies who are quicker to adopt artificial intelligence and more active in international markets. The main reasons for the shift to crypto assets include high fees charged by traditional banks, slow processing times, and limited accessibility to international clients.
Experts also note that transitioning to L2 networks allows self-employed individuals to reduce transfer costs by 80-90%. Furthermore, AI agents will become a separate driver of growth in this sector, as they cannot open bank accounts and will rely on cryptocurrencies for payment.