XRP Price Predictions Skyrocket with Passage of CLARITY Act

The XRP price has dropped over 63% from its $3.65 high in mid-July 2025, hovering near $1.33. The commodity status of XRP, achieved through a joint SEC and CFTC ruling in March 2026, is not yet codified into federal law and could be undone by a future administration.

The CLARITY Act, which aims to write XRP's commodity classification into federal statute, has stalled in the Senate Banking Committee. If it passes, ChatGPT predicts the XRP price will rise to $3.50-$6.00 as ETF inflows accelerate and the broader altcoin season kicks off.

ChatGPT also forecasted two other possible outcomes: an XRP price of $8-$10 if institutional adoption scales after the law passes, or a price of $15-$30 if full U.S. banking integration occurs.