White House Clears Review of Rule Expanding Alternative Investments in 401(k)s

The Trump administration's plan to expand access to retirement accounts has reached a new milestone. In 2025, the White House asked the Secretary of Labor to consider adding alternative assets such as cryptocurrency and private equity to 401(k) plans.

Allowing these investments could democratize access to previously inaccessible opportunities for average investors. However, critics warn that workers may take unnecessary risks with their retirement funds.