JP Morgan Sees Mid-2026 Passage for US Crypto Market Infrastructure Bill

The US crypto market infrastructure bill, CLARITY Act, has been making progress in recent months. According to JP Morgan's projections, the bill could gain approval by mid-2026, which would provide clarity on regulatory oversight between the SEC and CFTC.

This development is anticipated to inject fresh momentum into Bitcoin and broader digital asset markets during the latter half of the year. The bill aims to classify tokens as commodities or securities, streamlining compliance and enhancing tokenization efforts.

Major banks are increasingly embracing cryptocurrencies, with JP Morgan launching a $100 million Ethereum-based tokenized fund in late 2025. Bank of America expanded access for wealth management clients, allowing advisors to recommend up to 4% portfolio allocations to Bitcoin ETFs.

The banking sector's evolving stance suggests that crypto is transitioning from fringe experiment to mainstream asset class. As the CLARITY Act's potential passage could solidify this integration, boosting market confidence and institutional inflows, investors may benefit from enhanced efficiency and opportunities.