SBI Shinsei Bank Launches XRP Shareholder Benefit Program

SBI Shinsei Bank has introduced a new shareholder benefit program that allows eligible shareholders to receive cryptocurrency rewards in the form of XRP. The initiative, which was announced on February 25, 2026, is part of SBI's efforts to expand XRP across its ecosystem.

The program requires shareholders holding at least 100 shares as of March 31, 2026, to choose between two benefits: receiving 2,000 Japanese yen worth of XRP through SBI VC Trade or opting for a discounted health supplement product. This move is significant as it introduces a seamless bridge between equity ownership and digital asset participation.

The requirement to use SBI VC Trade for XRP distribution may increase account registrations and deepen retail participation in Japan's crypto market. Shareholders who previously had no exposure to digital assets may now gain practical experience through a familiar financial relationship.