Guavy AI Editorial TeamSentiment: 3.2Clout: 60

Aurum Yield Offers Stablecoin-Based Strategies with Fixed Returns

Aurum Yield is a decentralized finance (DeFi) protocol that aims to provide investors with stablecoin-based strategies to earn fixed returns. The protocol has been designed by individuals who have experienced the risks associated with traditional DeFi lending and farming, and seeks to offer a more transparent and predictable alternative.

The protocol utilizes three revenue streams: liquidity provision on PAXG/XAUT pairs, overcollateralized gold-backed lending, and delta-neutral funding-rate capture on gold perps. These strategies are combined to produce a blended return, which is then distributed to depositors based on the lock-up term they chose.

Aurum Yield's innovation lies in its ability to package these strategies into a single fixed-term product that can be easily accessed by ordinary wallet users. The protocol offers four fixed-duration terms, ranging from one day to 28 days, with returns scaling from around 0.4% on a one-day placement to the full 24% on a 28-day placement.

The protocol also features a referral program that pays commissions directly on-chain, making it easy for users to earn additional income by referring friends and family.