The U.S. Senate's proposed CLARITY Act aims to prohibit passive stablecoin yield on regulated platforms in the country. However, industry insiders argue that this move will not eradicate yield entirely, but rather shift its form through AI-driven models.
According to experts, the legislation is pushing the industry towards a new architecture, where AI agents act as compliance and execution layers between regulated stablecoins and DeFi protocols generating yields. These AI agents monitor real-time chain liquidity, score protocol risk dynamically, and execute trades to capture yield-generating opportunities.