SBI Shinsei Bank Introduces XRP Rewards for Shareholders in Japan

SBI Shinsei Bank in Japan has taken another step towards integrating digital assets into traditional finance. The bank announced on February 25, 2026, that it would offer shareholders the option to receive XRP rewards as part of its shareholder benefit program. This development is significant as it marks a further expansion of mainstream crypto adoption through regulated channels.

Eligible shareholders who hold at least 100 shares as of March 31, 2026, can opt for either receiving XRP worth 2,000 Japanese yen or a discounted health supplement product through SBI's cryptocurrency exchange platform, SBI VC Trade. This move is part of the bank's strategy to drive XRP adoption across its ecosystem.

The program introduces a seamless bridge between equity ownership and digital asset participation, effectively lowering entry barriers for retail investors who already trust the SBI brand. By embedding cryptocurrency into investor benefits, SBI transforms XRP from a transactional tool into a shareholder incentive, reinforcing its utility within mainstream finance.