<b>XRP Classified as Digital Commodity: Unlocking New Investment Opportunities</b>

The classification of XRP as a digital commodity by the SEC and CFTC has opened up new investment opportunities for investors in the US.

XRP spot ETFs allow investors to gain exposure to the cryptocurrency through traditional brokerage accounts, eliminating the need for crypto wallets or exchange accounts. The six available spot XRP ETFs have recorded 35 consecutive trading days without a single outflow since their launch in November 2025, a streak unmatched by Bitcoin and Ethereum ETFs over the same period.

The approval of spot XRP ETFs has also made it possible for investors to access XRP through standard brokerage accounts, making it easier for institutions to invest in the cryptocurrency. The fees associated with these ETFs range from 0.19% to 0.75% annually, which is significantly lower than buying XRP directly on a crypto exchange.