XRP Price Predictions: AI Models at Odds Over Ripple's Future

Two AI models, ChatGPT and Grok, have released XRP price predictions. ChatGPT sees an upside for XRP but focuses on historical crypto cycles, growing institutional interest, an expanding XRPL ecosystem, and improved regulatory clarity.

The base case for ChatGPT reaches $6 to $10 during the next major bull run, while a more optimistic scenario pushes XRP to $10 to $15. An extreme bull case sees $15 to $20 as a low-probability outcome.

Grok delivers a more aggressive outlook, projecting XRP to reach $4.50 to $6.00 by the end of 2026. Its reasoning emphasizes structural demand and near-term fundamentals, citing tokenization, protocol upgrades, and institutional signals such as BNY Mellon's tokenized deposits via Ripple Prime.