UK and US Unite on Stablecoin Rules to Boost Cross-Border Payments

The UK and US governments have issued a joint statement on stablecoin regulation, aiming to boost cross-border digital payments. The shared view was released through their Transatlantic Taskforce for Markets of the Future, established in September 2025.

The two countries support aligned rules for reserves, redemption, market access, and cross-border use. They emphasize the importance of one-to-one backing with high-quality liquid assets and holder protections. This approach is seen as a way to enable stablecoins for cross-border finance, including payments, settlement, capital markets, and transactions between jurisdictions.

The statement also highlights market access, stating that lawful, regulated stablecoin and digital-asset providers should have 'fair, risk-based access to financial services and markets'. This is significant for crypto firms struggling with banking access in both markets. The joint view aims to prevent digital money rules from fragmenting the transatlantic financial system.