New Rule Expands Access to Alternative Investments in US Retirement Plans

A recent development in US financial regulations may have significant implications for retirement savings. A proposed rule from the Department of Labor seeks to ease restrictions on 401(k) plans, allowing them to include alternative assets such as cryptocurrencies, private equity, and real estate.

The proposal follows an executive order issued by former President Donald Trump in August 2025, which aimed to expand access to alternative investments for retirement savings. The rule change would provide plan sponsors with more flexibility to offer a wider range of investment options, potentially benefiting millions of American retirees.