AI Models vs Standard Chartered: XRP Price Forecast Discrepancy

The XRP cryptocurrency has seen a significant drop in value since the start of 2026, with its price currently trading around $1.40. This decline prompted Standard Chartered to revise its 2026 XRP price prediction from $8 to $2.80, citing ETF outflows, tighter Fed policy, and bearish market sentiment.

However, six AI models published XRP forecasts that cluster between $3 and $10, with base cases ranging from $2.15 to $5. These predictions reflect different assumptions about adoption timelines and on-chain data, which are not taken into account by Standard Chartered's revised target.