KuCoin Integrates Earn-and-Loan Solution with Launch of KuCoin Crypto Loan

KuCoin has expanded its wealth product suite with the launch of KuCoin Crypto Loan, an integrated Earn-and-Loan solution that addresses a key challenge for HODLers: accessing liquidity without selling assets or interrupting passive income potential.

The product enables users to pledge supported assets as collateral and borrow other supported assets from the same list in one seamless experience. This approach improves capital utilization and introduces a more efficient model for CEX lending.

KuCoin Crypto Loan features a three-tier collateral ratio framework and dynamic, market-driven interest rates that are updated hourly. The product uses an hourly accrual basis to calculate interest.