XRP Price Recovery Hinges on Passage of CLARITY Act

The XRP price has been volatile in recent months, despite several positive developments in the cryptocurrency market. The SEC's commodity classification of XRP and Goldman Sachs' decision to load up XRP ETFs were expected to boost the price, but instead it has hovered around $1.33, down over 63% from its July 2025 high.

The passage of the CLARITY Act, which would make XRP's commodity status permanent law, is seen as crucial for a potential price recovery. The bill has already passed the House and is currently being considered by the Senate Banking Committee. If it passes, analysts expect XRP to reach $3.50-$6.00.

ChatGPT, an AI model, predicts three possible scenarios for XRP's price if the CLARITY Act becomes law. The most conservative forecast assumes a recovery towards the 200-day moving average around $1.88, followed by a push into the $3.50-$6.00 range as ETF inflows re-accelerate and the broader altcoin season kicks off.

Other analysts, such as Standard Chartered's Geoffrey Kendrick, project XRP ETF inflows of $4 to $8 billion if the CLARITY Act becomes law, compared to the $1.44 billion that came in without it. Ripple's On-Demand Liquidity service would also start scaling as banks gain permanent legal cover to settle cross-border payments in XRP.