SBI Shinsei Bank Launches Crypto Voucher Program for Depositors

SBI Shinsei Bank has taken a significant step towards integrating cryptocurrency into its traditional banking services by introducing a pilot program that offers depositors cryptocurrency vouchers. The program, which started on June 10, 2026, allows depositors to earn vouchers redeemable for Bitcoin (BTC), Ether (ETH), or XRP in exchange for 20% of their interest payments.

The three-month pilot program covers both ordinary and time deposits, ranging from short-term three-month accounts to five-year commitments. To access the crypto rewards, depositors must open an account with SBI VC Trade, SBI Group's regulated cryptocurrency exchange. The vouchers' value is tied to market prices at redemption, introducing a speculative element to the reward structure.

This initiative transforms traditional savings products into indirect crypto acquisition tools, potentially drawing new users into the digital asset market. By offering crypto exposure without requiring direct purchases, SBI Shinsei lowers the barrier for mainstream consumers to engage with cryptocurrencies. If successful, the bank plans a full rollout in fall 2026.