Moody's has published a report detailing the increasing preparations of major US banks and financial institutions for the adoption of tokenized assets in mainstream finance.
The report, based on discussions with US banks and financial market intermediaries, reveals that most institutions now see tokenization as an eventual part of the financial system. However, uncertainty remains around timing and the order in which adoption will unfold.
According to Moody's, industry participants expect early activity to stay concentrated in simpler financial products, including funds and short-term instruments, while traditional systems continue operating alongside blockchain-based infrastructure.
The report highlights the growing interest in blockchain-based settlement systems, tokenized deposits, and digital money infrastructure. Investment firm ARK Invest has projected that digital assets could grow into a $28 trillion market by 2030.