Ripple CEO Warns US Must Adopt Crypto Regulation to Avoid Losing Technological Innovation

Brad Garlinghouse, CEO of Ripple, has highlighted the need for the United States to adopt XRP and crypto regulation, warning that failure to do so could result in the loss of technological innovation.

In an interview, Garlinghouse emphasized that adopting XRP and the broader crypto sector is not optional, but rather strategic. He noted that this is not just about finance, but also about the future of how people connect. This is reflected in the growth of decentralized platforms designed to prioritize user data control and secure communication.

The industry has taken Garlinghouse's warnings seriously, with recent developments in US policy showing a more structured approach to regulating cryptocurrencies. The SEC's lawsuit against Ripple concluded with a landmark outcome for the industry, cementing the court ruling that XRP is not a security. Additionally, legislative action has followed, with the GENIUS Act being signed into law and the CLARITY Act passing the House.