Latam Institutions Drive Global Stablecoin Adoption

Latin America has become a global hub for stablecoin adoption, with 71% of regional institutions using them for cross-border payments. This adoption rate is the highest globally and is driven by incoming regulations that integrate crypto into traditional financial solutions.

The Digital Chamber reported a significant surge in stablecoin volume to $324 billion in 2025, an 89% year-over-year increase. Brazil and Argentina are among the top users of stablecoins, with business-to-business volumes growing 30 times in the last two years.

Mizuho found that stablecoin solutions have decreased fees to under 1%, a significant discount from traditional middlemen who collect 5-7% in fees. If the $142 billion sent from the U.S. to Latam in 2025 traveled on stablecoin rails, it could save up to $8.9 billion.