XRP Shifts from Speculative Token to Fintech Infrastructure

A senior investment strategist at Bitwise has made the case that XRP is no longer a speculative crypto asset, but rather a key component of fintech infrastructure.

The strategist points out that institutions are increasingly viewing XRP as a multifaceted financial growth opportunity, with applications in cross-border payments, remittances, stablecoin settlement, and more.

With regulatory clarity improving and multi-trillion dollar cash reserves sitting on the sidelines, the strategist believes that institutional investors could comfortably allocate 10% of their portfolios to digital assets in the next few years.