XRP Sees Huge Institutional Finance Opportunity, Says Ripple CEO

Ripple CEO Brad Garlinghouse highlighted XRP's potential in institutional payments, emphasizing that the company processes $16 trillion annually in payments and clearing. Despite digital asset use being minimal, he sees a major opportunity to integrate traditional finance with blockchain.

Garlinghouse pointed out that Ripple's acquisitions have broadened its capabilities, aiming to modernize payment infrastructure for banks and corporates. He mentioned upcoming Ripple Swell 2026 will showcase XRP use cases including tokenization, decentralized finance, and AI integration.