XRP Price Decline Continues Despite Institutional Adoption

XRP's price has taken a hit in February, falling by over 30% from its early-month level near $2.05 to trade at around $1.43. This decline is part of broader crypto weakness and cautious investor sentiment. Despite this, adoption on the XRP Ledger continues to grow, with tokenized real-world assets surpassing $354 million in the past month.

The XRP market capitalization stands above $87 billion, while 24-hour trading volume remains around $1.7 billion. Notably, XRP's market cap is still about 61% below its July 2025 all-time high of $3.66. Financial institutions such as DBS Group and Franklin Templeton are developing infrastructure for trading and lending tokenized money market fund units on the ledger.

Seven XRP spot exchange-traded funds now trade in the United States, with combined assets under management exceeding $1 billion. However, recent inflows into these funds have turned mixed, with only one positive inflow day recorded between Feb. 11 and Feb. 20. On-chain data from Santiment shows that wallets holding between 10 million and 100 million XRP accumulated 3.17 billion tokens since October 2025.