SBI Holdings Expands XRP Ecosystem Integration with New Bond Incentives and Venture Studio Plan

Japanese financial conglomerate SBI Holdings is aggressively deepening its integration with the XRP ecosystem through calculated new moves. These strategic initiatives aim to drive both retail crypto onboarding and corporate developer adoption.

The company has launched a $64 million blockchain-based security token bond offering that rewards investors with XRP. The three-year debt instrument, branded as SBI START Bonds, promises conventional fixed-income investors an indicative annual interest rate between 1.85% and 2.45%. To qualify for the cryptocurrency payouts, domestic investors must open and verify an account with SBI VC Trade by May 11.

The venture studio plan involves a partnership with the Asia Web3 Alliance Japan (AWAJ) to establish a specialized model that provides technical and regulatory support to regional startups building financial services using blockchain. The initiative requires these startups to build their financial services natively on the XRP Ledger (XRPL). By funding a venture studio explicitly tied to the ledger, SBI attempts to further fuel developer momentum on the blockchain network.