Coinbase and Better Launch Crypto-Backed Mortgages for Homebuyers

Crypto-backed mortgages have been gaining attention in recent months, and a new partnership between Coinbase and Better is set to bring this innovative product to the mainstream.

The collaboration allows prospective homebuyers to use their digital assets as collateral for down payments on Fannie Mae loans. This means that individuals can pledge Bitcoin or USDC held in their Coinbase accounts without having to liquidate their long-term positions.

The crypto-backed mortgage product is designed to address the liquidity crisis facing many Americans who hold digital assets but struggle to access traditional credit. By enabling borrowers to use onchain wealth as collateral, the new loan structure effectively expands pathways to homeownership while preserving long-term investment strategies.